Privacy Policy

Arif Tan ("we", "us", or "our") built the Richer - Money Management app as a Commercial app. This SERVICE is provided by Arif Tan and is intended for use as is.

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

Information Collection and Use

Richer - Money Management is designed as an "Offline First" application. We believe your financial data is highly sensitive and belongs to you.

• All financial data (transactions, budgets, accounts, goals) is stored locally on your device.
• We do not collect, transmit, or store your personal financial information on our servers.
• If you utilize optional Cloud Sync features (when available), data may be securely synced using your own cloud accounts (e.g., Google Drive) or encrypted services, subject to their respective privacy policies.

Log Data

We want to inform you that whenever you use our Service, in a case of an error in the app we collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol ("IP") address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.

Currently, we may use standard device logs or third-party error tracking services (such as Google Firebase Crashlytics) to identify and resolve crashes. These services collect anonymous crash data to help us improve app stability.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Since the app stores data primarily on your device, the security of your data relies heavily on the security of your device itself. We recommend utilizing device-level security mechanisms such as PINs, biometrics, and encryption.

Database Encryption: Your financial data is securely encrypted at the database level while stored locally on your device. However, please note that if you choose to use the "Export Backup" feature, the exported backup file is generated in a decrypted format so that you can easily import it to another device. It is your responsibility to securely store and transfer any exported backup files to prevent unauthorized access.

Data Deletion

As an "Offline First" application, all your financial data is stored directly on your device. You have full control over your data.

• Local Data: You can completely delete all your financial data at any time by uninstalling the application or clearing the app's data through your device's settings menu.
• Cloud Data: If you use the optional Cloud Sync feature, you can delete your data by removing the backup files directly from your personal cloud storage account (e.g., Google Drive).
• Contact Us: If you need assistance with data deletion or have questions regarding your data, please contact us at axiomtech.dev@gmail.com.

Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children's Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13 years of age. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do the necessary actions.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.

These changes are effective immediately after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at axiomtech.dev@gmail.com.